Century MLS Realty Tel: 404-810-1800

Home Buyers   FHA Mortgage Program   $5000 Grant for higher income Buyers   FHA Loan for Major Home Repair   $6,500 Tax Credit for Current Homeowners   $100 down payment incentive   $8,000 Tax Credit for Buyers   Search MLS Properties   Dream Home Finder   Using 401K to Buy Home   VA Home Loans   Buying vs. Renting   $5,000-$10,000 in Down Payment Assistance   $14,000 FHA/VA Down Payment Assistance   Buyer Rebate Program   Buyer's Resources   Sellers   Representation   Lock Boxes   For Sale By Owner $350 flat fee MLS   FSBO Resources   Options $350 MLS   Money Back Guarantee   Broker Support /FAQ   Success Stories   From Customers   Foreclosures   Hud Homes   Landlord   Resources   About Us   Contact   Mission   R.E Professionals   Community   Resources   Fulton County Down Payment Assistance   Dekalb County Down Payment Assistance   Tax Allocation district Down Payment Program   Clayton county Homebuyer Assistance Program   American Dream Down Payment   Atlanta Development Authority   Down Payment Assistance Program   City of Atlanta and Metro Area County Information   Georgia Utility Companies   Headline/Breaking News   Mortgage Info   Mortgage Calculator   Mortgage Rates   Credit Report Request   page   Credit Repair Program $100 Down Payment Incentive – Available to Owner Occupant Buyers using FHA financing to Purchase a HUD Home! Frequently Asked Questions:   1.    Why do we offer this program to you? A.    If your yearly income exceeds the household income limit listed below; you can become a homeowner and pay almost nothing toward the down payment or only $100! If you take the advantage of our Buyer Rebate Program, you will be paying nothing toward the down payment. 2.    Are all properties eligible for this incentive? A.    No, only properties advertised to the general public with a list date of January 4, 2008, or later, are eligible for this incentive. Any property identified with a list date prior to January 4, 2008 will not be eligible for this incentive. Properties advertised through HUD’s Good Neighbor Next Door programs are NOT eligible for this incentive. 3.    Is the $100 down payment incentive available to investor buyers? A.    No. the $100 down payment option is available for owner occupant buyers only. 4.    Is the $100 down payment incentive available to nonprofits? A.    No. Nonprofit organizations have established discounts that are already in place. This incentive is not available for use by nonprofits. 5.    Does the type of financing impact whether or not buyer(s) can take advantage of the $100 down payment incentive? A.    Yes. The $100 down payment incentive is available only to owner occupant buyers that choose to use FHA financing to purchase their home. 6.    If buyers were awarded a bid on an eligible property and started out using conventional financing. They would now like to switch over to FHA financing. Can they take advantage of the $100 down payment incentive? A.    Yes. So long as the property meets the eligibility requirements for the incentive, buyers can change financing and still take advantage of the $100 down payment incentive. 7.    If a buyer uses 203(k) financing to purchase a home, can they take advantage of the $100 down payment incentive? A.    Yes. Please be aware that the 203(k) program may be used only on properties listed Uninsurable (UI). However, FHA also offers a financing option designated “Streamline 203(k)”. Streamline. 203(k) financing can be used on properties listed Insured (IN) or Insured with Escrow (IE).    FHA Income Limits by Family Size County 1 Person 2 Person 3 Person 4 Person 5 Person Statewide 30,050 34,350 38,650 42,950 46,400 Banks, Camden 31,250 35,700 40,200 44,650 48,200 Bibb, Crawford, Jones, Peach, Twiggs 30,800 35,200 39,600 44,000 47,500 Brantley, Butts, Glynn, McIntosh 31,300 35,800 40,250 44,700 48,300 Bryan, Chatham, Effingham 33,050 37,750 42,500 47,200 51,000 Burke, Columbia, McDuffie, Richmond 31,100 35,500 39,950 44,400 47,950 Catoosa, Dade, Walker 31,450 35,900 40,400 44,900 48,500 Clarke, Madison, Oconee, Oglethorpe 31,650 36,150 40,700 45,200 48,800 Hall 36,800 38,150 42,950 47,700 51,500 Houston 36,800 42,050 47,300 52,550 56,750 Jackson 31,900 36,500 41,050 45,600 49,250 Lamar 30,250 34,550 38,900 43,200 46,650 Lumpkin 32,200 36,800 41,400 46,000 49,700 Monroe 35,650 40,750 45,850 50,950 55,050 Morgan 32,050 36,600 41,200 45,750 49,400 Atlanta Area Counties* 40,150 45,900 51,600 57,350 61,950 *Atlanta Area Counties: Barrow, Bartow, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, Dekalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Heard, Henry, Jasper, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, Walton. (Please note these counties are not the same as the Atlanta MSA)   To get started with the Qualification and Home Finding process contact us at 404-810-1800

Home | FHA Mortgage Program | $5000 Grant for higher income Buyers | FHA Loan for Major Home Repair | $6,500 Tax Credit for Current Homeowners | $100 down payment incentive | $8,000 Tax Credit for Buyers | Search MLS Properties | Dream Home Finder | Using 401K to Buy Home | VA Home Loans | Buying vs. Renting | $5,000-$10,000 in Down Payment Assistance | $14,000 FHA/VA Down Payment Assistance | Buyer Rebate Program | Buyer's Resources | Representation | Lock Boxes | FSBO Resources | Options $350 MLS | Money Back Guarantee | Broker Support /FAQ | From Customers | Hud Homes | Resources | Contact | Mission | R.E Professionals | Resources | Fulton County Down Payment Assistance | Dekalb County Down Payment Assistance | Tax Allocation district Down Payment Program | Clayton county Homebuyer Assistance Program | American Dream Down Payment | Atlanta Development Authority | Down Payment Assistance Program | City of Atlanta and Metro Area County Information | Georgia Utility Companies | Headline/Breaking News | Mortgage Calculator | Mortgage Rates | Credit Report Request | page | Credit Repair Program

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